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1230 E Golf Road, Schaumburg, IL, 60173

Can I Finance a Vehicle if I Have Bad Credit?

Whether you’re a new or seasoned consumer to the world of car shopping, it’s important to make an informed decision when buying or leasing a vehicle. Many people fear that a bad credit history will prevent them from financing a new vehicle, but we are here to reassure you that at Zeigler Chevrolet - Schaumburg, Llc, that is not the case. If you are curious about your ability to get a bad credit auto loan, let our team at Zeigler Chevrolet - Schaumburg, Llc break it down for you.

Credit Basics

Credit is borrowed money used to pay for an item/service. You are then responsible for paying it back on a set schedule by a specific time. Your credit score is the number that represents your credit history, as in your ability to repay debts and your reliability in doing so. We all know that maintaining a good credit score can save you money in the long run and make it easier to secure a favorable auto loan, but what if you have a bad score or no credit history? The team at Zeigler Chevrolet - Schaumburg, Llc will help you find a subprime auto loan with the lowest interest possible. When you work with our Zeigler Chevrolet - Schaumburg, Llc finance team serving the greater Chicagoland area, there’s no need to panic or worry. We are here to help you purchase a new or pre-owned Chevy, plain and simple—even if you have bad credit or a limited credit history.

How We Can Help if You Have Bad Credit or No Credit

As your local IL Chevrolet dealer, you can count on us to provide top-notch financing options and sound advice. We’ve worked with customers of all financial backgrounds over the years, and we ensure financing for all of our customers no matter their financial situation. It also doesn’t hurt that we partner with over 50 banks in the area, allowing us to search for the options that best meet your unique needs. In addition, we also offer the following auto financing incentives:

  • Guaranteed financing for clients with bad credit or no credit history at all
  • Subprime auto loan options
  • Matricula accepted as a form of ID

We’ll work with you one-on-one to review your situation and create a customized plan that revolves around it, including the option of subprime loans. We guarantee 100% transparency throughout the process, and we always welcome questions or concerns to ensure your understanding and satisfaction. On top of ensuring financing for all of our clients no matter their credit, we are also proud to work with customers who use a matricula as identification. We will work with you to find a bad credit loan that is manageable for your current financial situation and will not further hurt your credit. Likewise, if you have no credit, we will put together a plan to put you behind the wheel of your dream car.

Apply for Financing Today


If you weren’t sure before—we hope you are now! Excellent credit, poor credit, or no credit at all, you’ll find a team that is ready to assist here at Zeigler Chevrolet - Schaumburg, Llc. Choose us as your new and used Chevy dealer in Schaumburg, IL, and you can’t go wrong. Start the process by clicking below to apply for financing!


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